If you have already accumulated the required amount orto issue a loan, then you need to pick up a suitable property and formalize a contract of sale. It would seem that the most difficult stage on the way to purchasing an apartment has already been passed, because it's not so easy to earn the right amount, but that's not it. Finding the right options and not losing your hard earned money is a little more difficult than it might seem at first glance.
Many people in modern society dream of getting their own housing.
Someone wants to buy a cozy house somewhere near the city, and someone wants to buy . But not everyone can afford to realize this dream. The proceeds come convenient credit systems, as well as popular at the moment mortgage loans.
With what it is necessary to decide even before the search? First of all, answer yourself to the question: will you turn for help to real estate companies? If you are not embarrassed by the fact that the realtor will have to pay well, then go to the agency safely. Here you will be helped with the selection and design of housing.
Why do you need a realtor? He will help you sort out the documents for the apartment, tell you if something is not filled in correctly and will save you from counterfeit papers. All the responsibilities for collecting and re-issuing documents, he will take over. And, therefore, you do not have to spend a lot of time in queues. He also knows the market value of apartments perfectly, so he will tell you if it is worth making this transaction or it makes sense to ask to reduce the price. By the way, real estate companies independently produce apartments. You just have to come and see the proposed option.
Most people believe that they will cope withall the subtleties yourself. And some simply can not hire a qualified specialist. Then you need to decide a few more important points.
First, decide on what you need. Someone in fact will arrange one-bedroom somewhere in a remote area, but someone needs downtown. Be sure to determine the main requirements for future housing area location, number of rooms, total area, etc. As a rule, this list consists of 5-6 items. Add items to it, the execution of which is desirable, but not necessary.
That's it for this list and you need tocarry out a search for housing. Find an apartment from the owner is quite difficult, because most of the ads are submitted by agencies. But if you spend more time, you can find an apartment on the free message boards that meets your main requirements. We also advise you to visit specialized sites, as a rule, there are many different offers. If you find several interesting options at once, you can see an additional list. Inspect first of all the apartment that meets more requirements.
How to properly inspect the apartment? Before you go up to the apartment itself, inspect the house in which it is located. If it has deep cracks, then it may soon be recognized as an emergency. Live in such an apartment will not work, and it will not be possible to sell it. Look at the yard, well, if there is a furnished playground. Estimate the condition of the entrance.
What is worth seeing in the apartment itself? First of all, pay attention to the layout, it is very difficult to correct in the future. Next is to inspect the ceiling and walls. They should not be wet and should not be moldy. If the condition of the walls is satisfactory, and the layout suits you perfectly, then it makes sense to look around more closely. Often, to hide the flaws of the apartment, the seller appoints an inspection for the evening. It is better to refuse such a visit and postpone it for another day.
